New FWD member: Lloyds Business & Commercial

Future planning for success has never been more important, according to Steven Kew, Head of Wholesale, Lloyds Business & Commercial

“We support UK businesses of all sizes through relationship-led banking, combining sector expertise with a broad, integrated offer,” he said.

“For wholesalers, that means access to experienced relationship managers who understand supply chains, margin pressures and growth ambitions, alongside tailored insight, tools and support to help businesses navigate change, build resilience and plan for long-term success.

“Our offer brings together lending, working capital and international solutions designed around how wholesalers operate. This includes invoice finance, overdrafts, trade finance and FX, alongside our Working Capital Management Tool. This uses financial data to model scenarios, benchmark performance and identify opportunities to unlock cash, helping wholesalers manage stock, improve liquidity and make more informed funding decisions.”

SUPPORT

“We support wholesalers beyond day-to-day banking. Through our International Trade Portal, businesses can identify new markets, assess demand, understand regulations and connect with buyers and suppliers globally.”

MY ADVICE FOR WHOLESALERS

“Build resilience before you need it. Regularly reviewing working capital, funding options, FX exposure and stock planning can help wholesalers stay agile, protect cash flow and move faster when growth opportunities appear.”

Visit the Lloyds wholesale hub for more on the support available: https://www.lloydsbank.com/business/industry-expertise/wholesale.html

All lending is subject status. Eligibility criteria apply. Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.